UOB Financial institution delivers several different individual banking solutions created to satisfy the monetary needs of people. Under is an extensive overview to assist you realize The important thing aspects and choices.
Forms of Accounts
Cost savings Account: This account permits you to get monetary savings while earning fascination.
Functions: Quick access, desire earnings, nominal fees.
Positive aspects: Secure spot for your funds, likely advancement by way of curiosity.
Current Account: Perfect for every day transactions and managing costs.
Functions: Checkbook facility, overdraft defense.
Rewards: Convenient for regular payments and withdrawals.
Preset Deposit Account: For all those aiming to earn increased desire rates above a set interval.
Features: Set expression deposits, better desire charges as compared to savings accounts.
Advantages: Protected expenditure possibility with predictable returns.
Financial loans
Private Loans: Unsecured financial loans that could be employed for several needs like schooling or home renovation.
Styles:
Installment Loans
Credit history Lines
Benefits: Versatile repayment conditions, competitive interest premiums.
House Financial loans: Tailored methods for buying home or refinancing existing mortgages.
Styles:
Preset Amount Property Bank loan
Floating Charge House Loan
Benefits: Distinctive options to match person needs, interesting premiums.
Credit Cards
UOB offers A selection of charge cards catering to various existence and shelling out behavior:
Benefits Cards: Get paid factors on each and every acquire which may be redeemed for items or travel miles.
Cashback Playing cards: Get income rebates on day to day paying out including groceries and eating out.
Travel Cards: Specific Advantages like air miles accumulation and journey coverage coverage.
Expense Providers
For people serious about growing their prosperity through investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Ideal for very long-time period development goals.
Structured Deposits * Brings together the features of standard deposits with financial investment items. * Most likely higher returns but with some danger concerned.
Insurance plan Products
To protect oneself and Your loved ones in opposition to unforeseen occasions:
Lifetime Coverage * Provides economical stability in the event of Demise or important ailment. * May function a discounts Resource depending on the plan chosen.
Well being Insurance coverage * Covers professional medical fees together with hospitalization expenditures. * Essential uob personal banking for mitigating higher Health care expenditures.
Digital Banking Providers
Convenience at your fingertips as a result of electronic platforms:
World wide web Banking
Enables you to manage your funds on the internet:
View account balances and transaction record
Transfer money between accounts or fork out charges
Apply for new products and solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by using cellular applications:
Rapid equilibrium checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
Using these extensive choices, UOB aims to supply individualized banking answers that cater precisely to specific requirements when ensuring ease and security in all transactions.